![]() If you plan your budget based on your regular payday and match up the bills and spending, and prefer a spreadsheet-style, try this Weekly Budget Planner budget sheet. It has bills and savings on one side, and your daily spending log on the other side. If you will be most successful with your budget as a list on paper and pen, try this Daily Spending Log budget sheet. Which monthly budget template planner should I choose? savings for known annual expenses or irregular/seasonal income. ![]() moved all the money to a specific spending or saving category). How can I include all 4 categories of budget planning on my budget template so that I have a zero-based budget? (ie. What are my/our personal priorities – not those outside your household – this is your budget plan.Do I already have at least one of each chequing and savings account set up?.Am I making my budget plan for just myself, or with a partner?.Am I more likely to use debit for daily spending, or cash, or a combination of both?.When I make any successful plan, do I typically do better with paper and pen, or something more electronic? Would I do better with a budget app for my phone, or a budget spreadsheet that will do the math for me?.Questions to ask yourself about what you want in a monthly budget planner With the options presented here, we will show you various budget sheets and planners to take control of your monthly and yearly budget plan, AND help you find a way to personalize it. A monthly budget plan is something that will benefit you long term, as you will be able to control your finances and spending.Įven if there is very little “fun money” left at the end of the month, you have been on the “roller coaster” of pay-to-pay survival long enough! If you want to feel more in control, you need to plan ahead. Whatever word you choose, you do need to find or create a system of managing your resources and expenses that works for you. Check out this podcast and find out how you can budget your way through rising costs.Īnything successful involves a plan, but sometimes the word “budget” turns people off. You need to control the money, or it will control you.īudgeting can be a challenge in times of high inflation. The success of your budget will be seen in having less stress, less guilt, and even improved relationships. Although rarely “fun”, it is certainly satisfying when it becomes successful.Ī good budget does not have to be about penny-pinching and saying “no” – it is about making good decisions about your present and future spending priorities, and then, making sure it works for you! The Total Paid row at the bottom will sum the amounts that are checked.Your budget plan (or spending plan) is the method you use to make sure that expenses do not exceed income, and that future commitments can be met. If you prefer to continue editing the spreadsheet on your computer, you can use the drop-down in the checkbox columns to check off when a bill is paid. If a payment is variable, you can enter the average amount at first, and then update it with the actual amount after you get the bill.įinally, you can print a copy of the worksheet if you want to include it in your planner or display it somewhere as a reminder. Next, enter the expected amounts for the bills for each month. The Day column is just for your own reference. In the Day column, you can list the day of the month that the bill is typically due, such as 1st, 15th, EOM (for end-of-month), etc. I would recommend listing them in order of priority, with the most critical bills to pay at the top. How to Use the Bill Tracker Worksheetįirst, list all your expected bills. You may not need this if you are already using the money management spreadsheet, but if you like to manage your budget by hand, this worksheet can be a very useful tool to include in your budget planner. You can use this bill tracking spreadsheet to list all your recurring bills with their expected payment amounts, and then check them off when they are paid.
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